940 P.2d 1175 Ricardo MEDINA, Plaintiff-Appellee/Cross-Appellant v. FOUNDATION RESERVE INSURANCE COMPANY, INC., Defendant-Appellant/Cross-Appellee. No. 23147.Supreme Court of New Mexico. April 30, 1997. Certiorari Denied June 9, 1997. APPEAL FROM THE DISTRICT COURT OF BERNALILLO COUNTY, BURT COSGROVE, D.J. Page 381 Foster, Johnson, Harris, McDonald Thomas L. Johnson Albuquerque, for Defendant-Appellant/Cross-Appellee. Houston Ross, Albuquerque, for Plaintiff-Appellee/Cross-Appellant. […]